These settings include the dissociation constants K1 and K2 from Lueker et al. (2000) and KHSO4 from Dickson (1990) in combination with the total boron ratio salinity […]

If you’re dealing with a lender directly you’ll need to contact them to tell them you’ve made an offer on a house and you want to […]

If you want to compare all of the state tax rates on one page, visit the list of state income taxes. For info on 2011 federal […]

A working capital ratio of less than 1.0 indicates that a company may have difficulty meeting its short-term obligations, which can be a sign of financial […]

These differences mostly depend on which taxes are being used to calculate your after-tax income. If you get a regular paycheck with tax withholding, your after-tax […]

These expenses are generally fixed and can be canceled if you need to cut costs. Debt payments are exactly what they sound like—payments you make to […]

Whether you’re managing a restaurant in Inner Harbor or run a tech startup bustling in Baltimore’s unique business ecology, Bench Accounting is committed to simplifying your […]

Differences may occur in fixed expenses, but they are not related to changes in activity within the relevant range. This flexible budget is unchanged from the […]

If you’re using rounded hours, you’ll need to round the clock-in and clock-out times to the nearest quarter-hour. To convert this to decimal form, you would […]